Terms and Conditions

TERMS AND CONDITIONS

These terms and conditions (the "Terms and Conditions") govern the use of murrinspeaks.com

(the "Site"). This Site is owned and operated by Murrin Huarachi. This Site is a blog.

By using this Site, you indicate that you have read and understand these Terms and Conditions and

agree to abide by them at all times.

Intellectual Property

All content published and made available on our Site is the property of Murrin Huarachi and the

Site's creators. This includes, but is not limited to images, text, logos, documents, downloadable

files and anything that contributes to the composition of our Site.

Acceptable Use

As a user of our Site, you agree to use our Site legally, not to use our Site for illegal purposes, and

not to:

- Harass or mistreat other users of our Site;

- Violate the rights of other users of our Site;

- Violate the intellectual property rights of the Site owners or any third party to the Site;

- Hack into the account of another user of the Site;

- Act in any way that could be considered fraudulent; or

- Post any material that may be deemed inappropriate or offensive.

If we believe you are using our Site illegally or in a manner that violates these Terms and

Conditions, we reserve the right to limit, suspend or terminate your access to our Site. We also

reserve the right to take any legal steps necessary to prevent you from accessing our Site.

Links to Other Websites

Our Site contains links to third party websites or services that we do not own or control. We are not

responsible for the content, policies, or practices of any third party website or service linked to on

our Site. It is your responsibility to read the terms and conditions and privacy policies of these third

party websites before using these sites.

Page 1 of 2

Limitation of Liability

Murrin Huarachi and our directors, officers, agents, employees, subsidiaries, and affiliates will not

be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from

your use of the Site.

Indemnity

Except where prohibited by law, by using this Site you indemnify and hold harmless Murrin

Huarachi and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions,

claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our

Site or your violation of these Terms and Conditions.

Applicable Law

These Terms and Conditions are governed by the laws of the Country of Scotland.

Severability

If at any time any of the provisions set forth in these Terms and Conditions are found to be

inconsistent or invalid under applicable laws, those provisions will be deemed void and will be

removed from these Terms and Conditions. All other provisions will not be affected by the removal

and the rest of these Terms and Conditions will still be considered valid.

Changes

These Terms and Conditions may be amended from time to time in order to maintain compliance

with the law and to reflect any changes to the way we operate our Site and the way we expect users

to behave on our Site. We will notify users by email of changes to these Terms and Conditions or

post a notice on our Site.

Contact Details

Please contact us if you have any questions or concerns. Our contact details are as follows:

______________________________________

murrinspeaks@gmail.com

______________________________________

You can also contact us through the feedback form available on our Site.

Effective Date: 4th day of September, 2025

Website Terms and Conditions Page 2 of 2